As a fee-only, fiduciary financial advisor we are only paid by you, the client. Therefore, we work side-by-side to ensure your success and only manage your assets in your best interest. We do not accept incentives or kickbacks to use certain investments within your portfolio. While some advisors charge separate fees for investment management and then layer additional fees for financial planning, we charge only one fee that encompasses our entire arrangement.
This fee schedule represents the cost that you pay Wealthcare for financial planning, investment management, and any additional financial advice needed along the way.
Our minimum fee is $125/month, billed quarterly. This goes into effect if a client has less than $150,000 under management and will be offset by any asset management fees collected.
- 1% On the first $250,000 ($0 -$250,000)
- .90% On the next $750,000 ($250,000 – $1,000,000)
- .75% On the next $2M ($1,000,001 – $3,000,000)
- .60% On the next $2M ($3,000,001 – $5,000,000)
- .5% On the next $5M ($5,000,001 – $10,000,000)
- .35% On any amount above $10,000,000
Cost & Performance
In the spirit of full disclosure, you will have nominal expense ratios that are charged by the individual investments used in the portfolio we build. However, we are extremely cost-sensitive and do our best to choose investments that meet strict screening guidelines as it relates to both cost and performance. Since our investment strategies incorporate a passive philosophy, the expense ratio costs in our portfolios are significantly reduced.